– Creates a public health insurance plan option, in additional to the private options that currently exist
– Expands access to insure more Americans
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– It includes the Individual Mandate which basically says everyone is required to have healthcare.
– Those in low income brackets will be eligible for free coverage or subsidies, depending on income level.
– It increases insurance coverage of most pre-existing conditions. Those with pre-existing conditions must be offered the same premium (for public & private plans), instead of a higher premium or being denied coverage.
– Supports a state-run consumer assistance programs to help understand insurance options, sign up for insurance and file complaints and appeals easier
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Key features noted on the government’s healthcare website:
– Benefits for Women: Providing insurance options, covering preventive services, and lowering costs
– Young Adult Coverage: Coverage available to children up to age 26
– Strengthening Medicare: Yearly wellness visit and many free preventive services for some seniors with Medicare
– Holding Insurance Companies Accountable: Insurers must justify any premium increase of 10% or more before the rate takes effect
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